KCB Gold Visa Credit Card
Credit Cards
About this product
The card is designed specifically for individuals who desire higher credit limits.Features
- The card has a 45-day interest free period on purchases.
- The card allows a minimum repayment of 20% of the total billed amount.
General Requirements
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If employed:
- Copy of National ID / Passport
- Copy of latest Payslip
- Must earn a minimum net pay of KES 200,000
- Latest 3 months' salary account bank statements from any local bank
- Duly filled card application form
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If Self Employed:
- Copy of national ID
- Business Registration
- Bank statements for the last 6 months
- Duly filled card application form
Bank Network
- Kenya Commercial Bank branches can be accessed in major town and cities.KCB has extended its services to various countries in eastern Africa mainly inKenya, Tanzania, Uganda, South Sudan, Burundi, and Rwanda.
- KCB Mtaani-an Agency banking platform from KCB Bank to ensure that its Customers can access banking products at their convenience.
Online/ Mobile banking
Online and mobile banking is available for the account holders. To access online banking the customer has to fill the I-bank application form or visit the nearest KCB branch while Mobile banking can be accessed by:- dialing USSD Code *522#
- downloading The KCB App
Tariff Guide
For more information on KCB tariff guide, click here →Fee OverView
| Joining Fee | Waived |
| Annual Fee | KES 4,000 |
| Over Limit Fees | KES 1,000 |
| Late Payment Fees | 5% of the total outstanding balance |
| Cash Advance Fees | 6% of the amount accessed |
| Supplementary Card Fees | KES 1,000 |
| Card Replacement Fees | KES 1,000 |
| Monthly interest rate | 3.5% of the total outstanding balance |
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