Afya Imara - UAP Insurance

Medical Insurance
 

About this product

Entry age

- 0-65 (80 years)

Plans

- Five options (I, II, III, IV, V)

Flexible cover limits

- Kes.500,000, Kes.1M, Kes.3M, Kes.5M, and Kes.10M on inpatient - Kes.50,000, Kes.60,000, Kes.100,000, Kes.150,000 to Kes.200,000 on outpatient.

Budget

- Premiums vary on age bracket from Kes.32,934 to Kes. 57,539 (outpatient) and Kes.13,929 to Kes.185,511 (inpatient)

Flexible cover on

- Maternity Covered within inpatient - Dentist Covered within inpatient - Optical Covered within inpatient ● Chronic, pre-existing conditions & HIV/AIDs - Kes.250,000 to Kes.1,000,000 ● Covid-19 - Covered up to Kes.250,000 ● Accommodation - General ward & standard private room. Bed limits net of (NHIF) rebates. ● Overseas treatment - Excludes Western Europe, USA, South Africa, Australia, and Canada. Has credit facilities in India. Air evacuation for cover limits above Kshs 1M (3M all covers) ● Emergency - Road and Air evacuation depending on the plan. ● The network of providers - Presence in all 47 counties ● Waiting periods - 28 days for illness 60 days for surgical claims ● Online presence -

Claim process

- Co-payment of 2000 to Nairobi Hospital, Aga Khan University Hospital Nairobi, MP Shah Hospital, Pandya Hospital, AAR Healthcare, - all others pay 500. - Reimbursements on genuine medical emergencies.

Last expense

- Kes.75,000 - Kes.150,000

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