This is a medical insurance provided by Resolution Health . It is designed to cover individuals and their families.
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Medical insurance products usually fall into two main classifications. These are the outpatient covers and inpatient covers. In-patient cover this is divided into Value plans;this covers only the individual and his immediate family and Harmony plans; it covers both individual immediate family and other dependants.The benefits covered under Inpatient include, Pr-existing Chronic includes HIV/AIDS,excludes Cancer and Psychiatric conditions.It also includes declared Congenital conditions.Other benefits include:
Dental & Optical cover (optional to out-patient cover)
Last expense cover
Personal Accident Benefit Cover
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Adults between the age of 18 years and 80 years.
Children between the age of 1 months and 17 years
NB. Members above 50 years will be required to undergo a medical examination at specific providers before membership and eligibility of cover can be confirmed. This is at the applicant's cost.
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Insurance is usually paid in premiums and to make it easier for payment and comparison,plans sold to individuals are grouped in standardized tiers. Resolution health has divided its in-patient cover into two major plans;
Value plan- covers the individual
Harmony plan - covers individual and his dependants
The out-patient cover has five plans which are:plan 150,plan 100,plan 75,plan 50 and plan 35
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Limits of the covers
Value Plan Limits
[table class = "table table-striped"]Plan;Premier Plus;Premier;Executive;Superior;Advantage
Harmony plan Limits
[table class = "table table-striped"]Plan;Premier;Executive;Superior;Advantage