CBA Personal Visa Gold Credit Card

Credit Cards

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About this product

This is a personal credit card from CBA(commercial bank of Africa) bank.


  1. The card can be denominated in Kenya Shillings or USD.
  2. The card has a buyers protection plan that allows you to cover of up to KES 100,000 per claim, if the item is lost, stolen or accidentally damaged within 30 days of purchase.
  3. You have the freedom to choose a repayment period that suits your lifestyle.
  4. The card allows you to pay back your balance in equal monthly installments of between 3 and 9 months at a reduced rate.
  5. You can enjoy a 50 day interest-free credit period.

General Requirements

  • Copies of salary slips for the previous three months
  • Certified copies of bank statements for the previous six months
  • Copy of ID or passport
  • Copy of PIN certificate
  • Copy of utility bill (water, electricity, etc.)
  • Colored passport size photograph

Bank Network

  • CBA bank has a wide branch network across East Africa, with branches and ATM`s spread across major towns and cities in the region.

Online/ Mobile banking

Online and mobile banking is available to the account holders. To access online banking the customer has to fill the application form online or visit the nearest CBA branch while Mobile banking can be accessed by:
  • dialing USSD Code *654#
  • downloading the  CBA App from mobile Appstore.
  find out more

 Tariff Guide

Fee OverView

Joining Fees Waived
Annual Fees KES 5,000
Over Limit Fees 5% of the amount above the authorized limit or KES 2,500. (Whichever is higher)
Cash Advance Fees 6% of the total amount withdrawn of KES 200. (Whichever is higher)
Supplementary Card Annual Fee Free for the first card, subsequent cards KES 3,000
Monthly Interest Rate 3.5%
Card Replacement Fee KES 500



Commercial Bank Of Africa

Commercial Bank of Africa Mara and Ragati Roads, Upperhill Nairobi Kenya
+254 20 2884000

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