I & M Bank Gold Visa Tamarind Credit Card

Credit Cards

About this product


The I&M Visa International Tamarind Gold Card allows cardholders to enjoy hefty discounts of up to 15% and other privileges from the many restaurants and hotel outlets of the famed Tamarind Hospitality Group in Kenya.


  1. The card allows you to have a free credit facility for up to 50 days.
  2. The card allows you to earn 1 reward point per KES 500 spent and redeem them against the renewal fee automatically.
  3. The card allows you to pay a minimum amount of 15% of your total bill amount or any higher amount or whichever is convenient. You can then carry forward the balance to a better financial month. For this facility you pay a nominal charge of just 3.5% per month.
  4. The card is able  to offer the facility of a supplementary card for your spouse, children or parents that allows 15% discount at all Tamarind Group outlets on food & drinks throughout the year
  5. You can keep your card safe by downloading the I&M SafeCard App. The SafeCard App will allow you to block and unblock your card anywhere anytime straight from your smartphone.

Fee OverView

Joining Fees Personal card Waived  Corporate card KES 3,000 (First card  only)
Annual Fees Personal card KES 6,000 Corporate card KES 6,000 per card
Over Limit Fees KES 1,500
Late Payment Fees 6% of minimum amount due or KES 1,000
Cash Advance Fees 7.5% of the total amount drawn
Supplementary Card Annual Fees KES 3,000
Monthly Interest Rate  3.5%
Card Replacement Fee KES 1,000

General Requirements

For Salaried Applicants:

You must have a gross income KES 125,000/- per month with net income of KES 75,000/- per month.

  • Completely filled application form.
  • Certified copy of 3 months latest salary slip / pay slip.
  • Certified copies of 6 months current bank statements.
  • Three recent passport size colored photographs. (name,ID/Passport number and signature on reverse)
  • 2 Copies of National ID ( for Kenya citizens / nationals ) or Passport.
  • Copy of the valid work permit. (If non Kenyans)
  • Copy of PIN certificate.

For self-employed / Businessman:

Gross business income of KES 125,000/- per month with a Net business income : KES 75,000 per month.

Additional documents for self-employed professionals / Businessman:

  • Copy of registration certificate of business.
  • Copy of current operating license.
  • Copies of last 3 years personal and business income tax returns.
  • Copy of your company's audited accounts for the past 3 years.

Supplementary card applicants need to provide:

  • One recent color passport size photograph(name,ID/Passport number and signature).
  • Copy of the National ID / passport.

Application form

Social Share

Search Banking

Use our search tool to find products best suited for you


Please let us and others know about your experience with this product/service and company by leaving a comment below