Jubilee Insurance-Motor Private Insurance
Motor
About this product
Jubilee Insurance offers Motor Private insurance which is designed to protect the insured against financial loss resulting from accident his vehicle is involved in, or fire and theft of motor vehicle. It covers vehicles used for domestic, social and leisure purposes.Scope of the Cover
For the different categories of vehicles the following three types of insurance can be purchased:- Third Party- This policy covers third-party bodily injury and property damage arising out of use of motor vehicle.
- Third Party Fire and Theft- The policy extends to cover fire, theft, property damage, and third-party bodily injury.
- Comprehensive cover- Covers property damage and third-party liability to the vehicle i.e damage arising out of fire, accidental damage and fire.
Benefits of the Cover
- Replacement of radio cassette and windscreen
- Excess protector( this protects you if you are responsible for an accident)
- No blame no excess
- Forced ATM withdrawal
- Alternative accommodation
- Accidental medical expenses
- Personal effect: Handbag and contents
- Road rescue & Air Ambulance
- Personal Accident: Cover against total disability, personal, hospital cash
- Political risks & terrorism
Policy Excess
| Excess protector | 0.25% of sum insured, Min KES 2,500 on own damage/partial theft/terrorism/violence |
| Own damage and partial theft | 2.5% of sum insured (Min KES 15,000 Max KES 100,000) |
| Third Party bodily injured claims | NIL |
| Theft | With anti-theft device 10% of the Min value of KES 20,000 Without anti-theft device,20% of the Min Value KES 20,000 With tracking device,2.5% of the sum insured Min KES 20,000 |
| Young/Novice driver | KES 5,000 |
Limits of Liabilities
| Third Party bodily injury | Passenger liability |
| Unlimited | KES 3,000,000(per person) |
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