J-Biz Insurance Cover

Medical Insurance

About this product


18 to 60 years Healthcare for employees


- Individual and family health cover Flexible cover limits - - Kes.250,000 - Kes.5,000,000 inpatient - Kes.30,000 - Kes.200,000 outpatient


- Premiums range from Kes.17,477 - Kes.110,943

Flexible cover on

  • Maternity covered
  • Dentist (covered to a limit of Kes.20,000)
  • Optical (covered to a limit of Kes.20,000)
  • Chronic, Congenital, Cancer - Kes.125,000 to Kes.750,000
  • HIV - Covered including related conditions - Kes.125,000 to Kes.750,000
  • Covid-19 - Not covered
  • Accommodation - General ward bed only.
  • Overseas treatment - 6 weeks of emergency cover overseas,
  • Emergency transportation - Covered within Kenya ambulance
  • Waiting period - 14 days new illness, no waits for on accidents

Claim process

- All hospital bills paid are net of NHIF - Reimbursement applies to overseas claims - Co-pay of Kes.2,000 at MP Shah and Nairobi Hospital

Last expense

- Kes.50,000


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