Harmony plan by Resolution Health

Medical Insurance

About this product

Entry age

- 19+ years  Individual and family health insurance


- 5 options for the plan
  • Flexible cover limits  - 
  • Kes.5,000,000 Kes.2,000,000 Kes.1,000,000 Kes.500,000 inpatient
  • Kes.35,000, Kes.50,000, Kes.75,000, Kes.100,000, Kes.150,000 outpatient.


Premiums vary on age bracket from Kes.6,181 to Kes.134,814 inpatient and Kes.13,328 to Kes.114,640 outpatient  

Flexible cover on 

  • Optical Kes. 10,000 - Kes. 30,000
  • Dentist Covered
  • Maternity Covered from the outpatient benefit
  • Chronic Kes.250,000 - Kes.2,500,000
  • Pre-existing conditions & HIV/AIDs - Covered Kes.500,000 - Kes.150,000, sub-limit fordeclared pre-existing condition is 50% of outpatient cover.
  • Covid-19 - Covered
  • Accommodation - General ward. Bed limits net of (NHIF) rebates. 
  • Overseas treatment - Worldwide travel cover.Kes.250,000 - Kes.2,500,000
  • Emergency - Local ambulance covered

Claim process 

  • Co-payment on visits to certain medical providers and their branches and satellite clinics.

Last expense

  • Funeral expenses cover Kes.50,000 - Kes.100,000


Provider panel

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