Geminia Insurance-Motor Private Comprehensive
Motor
About this product
Geminia insurance offers an enhanced policy for private vehicles, that is vehicles used for social and domestic activities and not for business purposes.Scope of the Cover
The following cover can be obtained under this policy:- Comprehensive: This is what is termed as a full policy. It covers the cost of repairs or replacement to your own vehicle and property whether liable or not. In addition, it can also protect against emergency repairs, transportation costs and damages caused by other drivers.
Benefits of the Cover
- Towing and recovery
- Passenger legal liability
- Emergency medical expenses
- Windscreen
- Authorized repair
- Excess protection
- Loss of use
- Geographical Limit
- Riots and strikes
Optional benefits at additional premiums
- Road rescue
- Political violence and terrorism
- Terrorism
Limits of Liabilities
| Liabilities | |
| Third party bodily injury | Unlimited |
| Towing and recovery | KES 50,000 |
| Passenger legal liability | KES 10,000,000(per person) KES 50,000,000(per event) |
| Third party property damage | KES 50,000,000 |
| Emergency medical expenses | KES 50,000 |
| Windscreen | KES 100,000 |
| Authorized repair | KES 50,000 |
| Excess protection | N/A |
| Loss of use | Loss of use for 10 days at KES 3,000 per day Max 30,000 |
| Geographical Limit | East Africa but excluding third-party liabilities outside Kenya |
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