First Assurance-Motor Commercial
Business
Motor
About this product
First assurance offers a motor commercial policy, that covers vehicles used for commercial or business purposes. Vehicles in this category include:- General cartage- These are vehicles ferrying both the insured's goods and those of other parties.
- Own goods- These are vehicles transporting the insured's products only.
Scope of the Cover
For this policy a comprehensive cover is available, and it protects against accidental damage, Fire and Theft to insured's vehicle and loss and damage to the vehicle and its accessories including legal liability to third parties and passengers in respect of death and bodily injury.Benefits of Cover
- Windscreen
- Radio Cassette
- Medical expenses
- Passenger Liability
- Towing/recovery
- Legal costs incurred with consent of the insured
- Loss of use when vehicle is in custody of motor trader
Extra benefits at additional premiums
- Riots and Strikes
- Special Perils e.g. typhoon, flood, earthquake, hurricane and volcanic eruption
Limits of Liabilities
| Benefits | Liabilities |
| Windscreen | KES 50,000 |
| Radio Cassette | KES 50,000 |
| Emergency Medical Expenses | KES 50,000 |
| Third Party Property Damages | KES 10,000 |
| Passenger Liability |
|
| Towing and recovery charge | KES 50,000 |
| Death or bodily injured to third-party persons | Unlimited |
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