First Assurance Medical Insurance

Medical Insurance
 

About this product

The cover provides for medical and surgical expenses reasonably incurred by the insured members as a direct result of their sustaining accidental bodily injury and/or illness and/or a disease within the period of insurance. It is designed to cover individuals and their nuclear families. [mks_toggle title="What does the Plan cover?" state="open"] The main cover of the plan is in-patient .The benefits covered under the cover include:
  • Pre-existing, Chronic and HIV cover (Year 2), Cancer treatment (Year 3)
  • Lodger fee for parent accompanying child below 6 Years
  • Air Evacuation through AMREF
  • Psychiatric treatment (Year 2)
  • Internal prosthesis
  • Local emergency road ambulance which is medically necessary
Other covers include:
  • Outpatient
  • Maternity
  • Last expense benefit
NB: Waiting period before cover commences for a new member is 60 days. [/mks_toggle] [mks_toggle title="Who is eligible for the cover?" state="open"]
  • Adults between the age of 18 years and 60 years.A member already in the scheme can have cover extended up to 65 years of age provided that he/she remains in active service and subject to underwriting
  • Children between the age of 1 months and 17 years
NB.Members above 45 years are subjected to mandatory medical exams; Acceptance is subject to underwriting.This is at the applicant's cost [/mks_toggle] [mks_toggle title="What plans does First Assurance  have?" state="open"] Insurance is usually paid in premiums and to make it easier for payment and comparison,plans sold to individuals are grouped in standardized tiers.First Assurance medical core plan or individuals/family has the following plans: [/mks_toggle] [mks_toggle title="Limits of the Core plan?" state="open"] [table class = "table table-striped"]Cover;Amount Core plan 1; 200,000 Core plan 2;300,000 Core plan 3;500,000 Core plan 4;1,000,000 Econo Care; 2,500,000 Status care; 5,000,000 [/table][/mks_toggle]

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