Fidelity Insurance-Motor Private Insurance
Motor
About this product
The Fidelity Motor Policy provides protection against loss or damage to motor vehicle including the standard accessories and spare parts as well as legal liability, which the insured should be legally liable to pay as damages for accidental bodily injury or damage to third parties including towing expenses, incurred with the written consent of the insured.Scope of the Cover
The policy coverage is on the following basis:- Third Party Only (TP)- This is the basic and minimum cover available. It provides for liability to third parties only in respect of bodily injury and damage to third party property. It is the mandatory cover that a motorist should have.
- Third Party Fire and Theft (TPF&T) - This cover protects you against all third party risks mentioned above in addition to loss and/or damage to your vehicle due to theft and fire
- Comprehensive - This is a superior cover to all the others it protects you against the third party’s death, bodily injury and/or property damage as well as loss/ damage to your vehicle due to accidental fire, theft or an accident.
Benefits of the Cover
- Towing and recovery
- Passenger legal liability
- Emergency medical expenses
- Windscreen
- Authorized repair
- Excess protection
- Loss of use
- Geographical Limit
- Riots and strikes
Limits of Liabilities
| Limits | |
| Third party bodily injury | Up to the legal limit |
| Towing and Recovery | Free up to KES 30,000 |
| Passenger legal liability | 3,000,000 (per person) 20,000,000(per event) |
| Third party property damage | KES 5,000,000 |
| Emergency Medical expenses | Free up to KES 30,000 |
| Windscreen/window glass | Covered |
| Authorized repair | Free up to KES 30,000 |
| Geographical Limit | East Africa |
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