Standard Chartered Gold Credit Card

Credit Cards

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About this product


  1. You will earn 1 reward point on every purchase worth KES 100 each time you use your card for shopping, entertainment, travel, online purchases or for paying for utility bills.
  2. Every time you use your card to pay for fuel bills you will be rewarded with 5% cashback. Note that the maximum cashback per month, per card account, is KES 250. Transactions eligible for cashback will not earn reward points.
  3. The card entitles you to credit life insurance to safeguard against prolonged illness, injury or death.
  4. The card allows you to access instant cash advances from many ATMs around the world.

General Requirements

  • You must be between 21 and 60 years old
  • You must have a valid Kenyan mobile number
  • You must have a monthly income before tax of KES 40,000

Bank network

  • Standard Chartered has a wide banking network with branches and ATMs across major towns and cities in the region.

Online/ Mobile banking

Online and mobile banking is available to the account holders. To access online banking the customer has to fill register form on the bank's website, all one needs is your mobile number,  ATM / Debit Card number, and ATM PIN.While Mobile banking can be accessed by:
  • dialing USSD Code *722#
  • downloading the Standard Chartered bank App
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Tariff Guide

To get the Stanard Chartered Bank tariff Guide click here  

Fee OverView

Joining Fee KES 3,000
Annual Fee KES 6,000
Over Limit Fee KES 2,000
Late Payment Fee KES 1,500
Cash Advance Fee 5% of total amount
Supplementary Card Annual Fee KES 1,000
Monthly Interest Rate 3.5%
Card Replacement Fee KES 1,000



Standard Chartered bank Kenya

48 Westlands Rd, Nairobi, Kenya
+254 (020) 329 3000

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