CIC General Insurance-Lady's Auto Insurance Policy
Motor
Women
About this product
The CIC Lady's Auto Insurance is designed to cover lady motorists against loss of their personal effects and contents in the event of an accident or theft of an insured motor vehicle.Benefits of the Policy
- Courtesy car for a maximum 24 days, and subject to an excess for the first 3 days.
- A shared personal accident cover for the nuclear family as a result of incidences involving the insured motor vehicle
- shared last expense cover for the nuclear family as a result of incidences involving the insured motor vehicle.
- Personal Accident Cover for a single indoor employee while traveling in the insured motor vehicle
- Reimbursement of costs incurred by the nuclear family on counseling brought on by an incident involving the insured motor vehicle up to KES. 20,000.
- Cover for the insured handbag and contents within following collision, theft or overturning of the insured motor vehicle up to KES. 10,000.
- Reimbursement of third party medical expenses incurred up to maximum KES. 50,000.
- Replacement of lost car keys up to a limit of KES. 5,000.
- Forced ATM withdrawal cover to KES. 10,000 Limit.
Policy Excess
| Own damage | No excess while motor vehicle is being driven by the insured subject to the cost of exceeding 2.5% of motor vehicle value minimum KES. 20,000 2.5% of value minimum of KES. 20,000 while the motor vehicle is being driven by another driver other than the insured. Maximum excess is KES. 100,000. |
| Theft with anti-theft device/Theft without anti-Theft device; | 10% of value min KES. 20,000/20% of value min KES. 20,000. |
| Young/Novice Drivers (less than 24 years old and or has less than two years driving experience) | KES 5,000 additional |
| Third Party Liabilities | Nil |
| Third party Property Damage | KES. 5,000,000 |
| Third party Bodily Injury | Unlimited |
| Passenger Liability | KES. 3,000,000(any one passenger) KES 20,000,000(any one event) |
Underwriting Terms
Basic rate 5% Minimum premium KES. 30,000 Maximum age of vehicle at entry 12 years lady-auto-brochure
Comments