Spire Chama Account - Spire bank

Savings Account
Foreign Currency

About this product

Fees overview

Opening balance
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Monthly fee
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Ledger fee
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Counter withdrawal
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Min Interest Earning Balance
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Annual Withdrawal Limit
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This is a saving account by Spire Bank designed for Chamas or persons who want to save as a group. The account is available in both KES and major foreign currency.

Account Fees

  • Opening balance KES 5000
  • No account Maintenance
  • No Ledger fees
  • Transactions at KES 33
  • Counter withdrawal KES 100

Online/ Mobile banking

Online and mobile banking is available to the account holders. To access online banking the customer has to visit the nearest Spire Bank branch for registration while Mobile banking can be accessed by:
  • Downloading the Go- Mobile App
  • To enjoy online banking services KES 110 is charged monthly

Branch and ATM Network

  • Spire Bank has about 12 branches countrywide
  • ATM card KES 550
  • ATM withdrawal KES 35
Opening Requirements
  • Certified copy of National ID/Passport
  • Original and copy of valid entry permit (for Non-Kenyan citizens)
  • One color passport size photograph
  • Letter of introduction from current employer or recent pay slip or copy of employment ID
  • Duly completed Account opening form

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