BetterLife Executive Plan - Madison Insurance

Medical Insurance

About this product

Entry age

- 18 to 60 Everybody from singles (youth), families (married and single parent), and SMEs


- 3 options (I, II, III)

Flexible cover limits

- Kes.1,000,000, Kes.1,500,000, Kes.2,000,000 inpatient - Kes.100,000, Kes.100,000, Kes.150,000 outpatient


- Premiums vary from Kes.12,700 inpatient to Kes.154,300

Flexible cover on

  • Maternity Kes.100,000 - Kes.200,000
  • Dentist Kes.15,000 - Kes.20,000
  • Optical Kes.15,000 - Kes.20,000
  • Chronic, Cancer, Pre-existing conditions Kes.300,000 - Kes.400,000
  • Pre-maturity conditions, Congenital Kes.150,000 - Kes.175,000
  • HIV - Covered within the full chronic limit
  • Covid-19 - Covered up to Kes.300,000 inpatient within the panel
  • Accommodation - General ward, Standard private room (Kes.12,000)
  • Overseas treatment - 8 weeks outside Kenya (inpatient limit)
  • Emergency transportation - road and air ambulance covered
  • Waiting periods - 30 days from issue of cover to use any facility.

Claim process

- Attracts a co-payment of 1,000 at the Aga Khan Hospital, MP Shah, Nairobi Hospital, Karen Hospital, Matter Hospital, AAR Healthcare, and Gertrude’s Children hospital

Last expense

- Kes.50,000

Accredited health facilities LIST

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