APA Insurance-MOTOR ADD +VANTAGE Insurance
Motor
About this product
Motor Add +Vantage insurance from APA is designed to offer compensation for loss or damage to motor vehicle arising from accidental collision, theft, fire or malicious acts and liability to third parties and passenger liability arising out of use of the motor vehicle.Scope of the Cover
The coverage is intended for personal goods carrying vehicles e.g. general haulage as well as pick ups,trucks, lorriesBenefits of the Cover
- Passenger legal liability extension
- Riots, Strike and Civil commotion
- Tracking services
- Personal accident cover driver/loader
- No blame no excess
- Excess protector
- Towing charges following accident
- Loan Repayment
- Towing charges following mechanical breakdown
- Loss of use
- Fleet management
- Carriers liability
- Cost of alternative cargo transport after accident
- Geographical coverage in East Africa(Kenya, Tanzania, and Uganda)
- Flexible premium payment arrangements
Limits of Liabilities
| Rate | 3.5% |
| Towing extension | Max of KES 50,000 |
| Windscreen extension | Max of KES 50,000 |
| Radio cassette extension | Max of KES 50,000 |
| Emergency medical expenses to the insured and Third parties | Max of KES. 50,000 |
| Valuation | Free |
| Loss of use extension | Min KES 3,000/Max KES 30,000 |
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