AON Insurance- Special Vehicle Insurance
Motor
About this product
AON insurance offers special vehicle insurance that covers the following vehicles such as Tractors, forklifts etc.Scope of the Cover
The following types of covers can be purchased under this policy:- Third Party Only (TP)- This is the basic and minimum cover available. It provides for liability to third parties only in respect of bodily injury and damage to third party property. It is the mandatory cover that a motorist should have.
- Third Party Fire and Theft (TPF&T) - This cover protects you against all third party risks mentioned above in addition to loss and/or damage to your vehicle due to theft and fire
- Comprehensive - This is a superior cover to all the others it protects you against the third party’s death, bodily injury and/or property damage as well as loss/ damage to your vehicle due to accidental fire, theft or an accident.
Benefits of the Cover
- Towing and recovery
- Emergency medical expenses
- Windscreen repair
- Authorized repair
- Geographical Limit
- Entertainment system
- Geographical coverage in East Africa excluding third party liabilities outside Kenya
Limits of Liabilities
| Limits | |
| Third party bodily injury | Unlimited |
| Towing and recovery | free up to KES 30,000 |
| Third party property damage | KES 20,000,000 |
| Emergency medical expenses | KES 30,000 |
| Windscreen repair | free up to KES 30,000 |
| Authorized repair | free up to KES 30,000 |
| Entertainment system | free up to KES 30,000 |
Policy Excess
| Third party property damage | KES 10,000 |
| Own damage and partial theft | 5% of excess sum insured (min KES 10,000) |
| Theft | 7.5% of sum insured if vehicle is fitted with anti-theft device (min 10,000) 20% of sum insured if vehicle is not fitted with anti-theft device (min KES 20,000) |
| Driver | KES 5,000 each for young drivers |
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