AON Insurance- Commercial Motor Insurance (Own Goods)
Business
Motor
About this product
AON motor commercial policy is designed to provide comprehensive commercial auto insurance to large corporations and indemnity business companies against damage or accidental loss to the motor vehicle and its accessories. The commercial vehicles under this cover are those that transport the insured's own goods only.Scope of the Cover
The following types of insurance can be purchased under this policy:- Third Party Only (TP)- This is the basic and minimum cover available. It provides for liability to third parties only in respect of bodily injury and damage to third-party property. It is the mandatory cover that a motorist should have.
- Third Party Fire and Theft (TPF&T) - This cover protects you against all third-party risks mentioned above in addition to loss and/or damage to your vehicle due to theft and fire
- Comprehensive - This is a superior cover to all the others it protects you against the third party’s death, bodily injury and/or property damage as well as loss/ damage to your vehicle due to accidental fire, theft or an accident.
Benefits of the Cover
- Excess protection
- Specified extra vehicle equipment
- Fatal PA for member of the insured's
- Emergency Accidents cover (48 hrs)
- Loss or damage to personal effects of driver or passenger
Optional benefits at additional premiums
- Political violence and terrorism
- Road rescue
- Excess protector
Limits of Liabilities
| Limits | |
| Third party bodily injury | Unlimited |
| Towing and recovery | Free up to KES 30,000 |
| Passenger legal liability | KES 5,000,000 (per person) 20,000,000 (per event) |
| Third party property damage | KES 3,000,000 |
| Emergency Medical Expenses | KES 10,000 |
| Windscreen | Free up to KES 30,0000 |
| Authorized repair | KES 50,000 |
| Geographical coverage | East Africa (excluding third-party liabilities outside Kenya) |
Policy Excess
| Political violence and terrorism | 0.3% of the sum insured Min KES 1,000 |
| Excess protection | 0.5% of sum insured Min KES 1,5000 |
Social Share
Search Banking
Use our search tool to find products best suited for you
Reviews
Please let us and others know about your experience with this product/service and company by leaving a comment below