AON Insurance- Commercial Motor Insurance (General cartage)
Business
Motor
About this product
AON motor commercial policy is designed to provide comprehensive commercial auto insurance to large corporations and indemnity business companies against damage or accidental loss to the motor vehicle and its accessories. Vehicles under the general cartage category transport the goods of the insured and other parties, and are covered under this policy.Scope of the Cover
This policy is offered on a comprehensive basis. This is a superior cover to all the others it protects you against the third party’s death, bodily injury and/or property damage as well as loss/ damage to your vehicle due to accidental fire, theft or an accident.Benefits of the Cover
- Passenger legal liability
- Towing and recovery
- Emergency medical expenses
- Windscreen
- Authorized repair
Optional Benefits at additional premiums
- Political violence and terrorism
- Excess protection
Limits of Liabilities
| Limits | |
| Third party bodily injury | Unlimited |
| Towing | Free up to KES 30,000 |
| Passenger legal liability | KES 3,000,000 (per person) KES 20,000,000 (per event) |
| Medical expenses | KES 10,000 |
| Windscreen | Free up to KES 30,000 |
| Authorized repair | Free up to KES 30,000 |
| Entertainment system | Free up to KES 30,000 |
| Own damage and partial theft | 10% of sum insured Min. KES 50,000 |
Policy Excess
| Theft | 5% excess of sum insured with fleet management system (Min KES 30,000) 15% excess of sum insured for vehicles with anti-theft device (Min KES 30,000) 20% excess of sum insured for vehicles without anti-theft device (Min KES 30,000) 10% of sum insured for vehicles with a tracking device (Min KES 30,000) |
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