AAR Enhanced Medical Cover

Medical Insurance

About this product

Entry age

- 0 - 64 years Individual and family medical plans


- 6 options (Platinum, Gold, Silver Plus, Silver, Bronze, Cover Me)

Flexible cover limits

- Kes.40M Kes.20M Kes.12M Kes.6M, Kes.3M, Kes.1M inpatient - Kes.250,000, Kes.200,000, Kes.150,000, Kes. 100,000, Kes,50,000 outpatient.


- Premiums vary from Kes.6,075 to Kes.289,090

Flexible cover on

  • Maternity Kes.50,000 - Kes.500,000
  • Dentist Kes.5,000 - Kes.25,000
  • Optical Kes. 5,000 - Kes.25,000
  • Chronic, Cancer - Covered Kes.150,000 - Kes.5,000,000
  • Congenital - Kes.50,000 - Kes.500,000
  • Covid-19 - Not covered
  • Accommodation - Kes.6,000 to Kes.40,000
  • Overseas treatment - Must be pre-authorized and notification given in advance for reimbursement.
  • Emergency transportation - Local ambulance covered
  • Waiting periods - 14 days outpatient and 60 days inpatient.

Claim process

- Co-payment at , Nairobi Hospital, Aga Khan University Nairobi, Aga Khan Mombasa, Aga Khan Kisumu, Mater Hospital, AAR Healthcare Clinics, Gertrude's Children Hospital, Karen Hospital, MP Shah, Nyali Healthcare - Kes.500

Last expense

- Funeral expenses cover Kes.50,000 - Kes.200,000


Provider panel

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