Harmony plan by Resolution Health

Entry age

19+ years 

Individual and family health insurance


– 5 options for the plan

  • Flexible cover limits  – 
  • Kes.5,000,000 Kes.2,000,000 Kes.1,000,000 Kes.500,000 inpatient
  • Kes.35,000, Kes.50,000, Kes.75,000, Kes.100,000, Kes.150,000 outpatient.


Premiums vary on age bracket from Kes.6,181 to Kes.134,814 inpatient and Kes.13,328 to Kes.114,640 outpatient


Flexible cover on 


  • Optical Kes. 10,000 – Kes. 30,000
  • Dentist Covered
  • Maternity Covered from the outpatient benefit
  • Chronic Kes.250,000 – Kes.2,500,000
  • Pre-existing conditions & HIV/AIDs – Covered Kes.500,000 – Kes.150,000, sub-limit fordeclared pre-existing condition is 50% of outpatient cover.
  • Covid-19 – Covered
  • Accommodation – General ward. Bed limits net of (NHIF) rebates. 
  • Overseas treatment – Worldwide travel cover.Kes.250,000 – Kes.2,500,000
  • Emergency – Local ambulance covered

Claim process 

  • Co-payment on visits to certain medical providers and their branches and satellite clinics.

Last expense

  • Funeral expenses cover Kes.50,000 – Kes.100,000


Provider panel

About the author

Bakhita Michelle