UAP Insurance- Motor Private Insurance
Motor
About this product
UAP insurance offers an enhanced policy that covers private vehicles used for pleasure, domestic and social purposes.Scope of the Cover
The insurance will cover the vehicles for loss or damage( including strikes and riots ) and Third Party liabilities anywhere in East Africa. The policy offers a range of products on Comprehensive Private Motor insurance with optional benefits and insurance limits included in three optional products;- Gold
- Silver
- Standard
Benefits of the Cover
- Personal Accident Insurance
- AA Membership
- Emergency Medical Expenses
- Car Tracking Device & Services
- 24 hour Road Rescue
- Forced ATM withdrawal
Cover Rates
| Rate | 3.5% subject to min premium of KES 12,500 |
| Towing extension | Free subject to Max of KES 30,000 |
| Windscreen extension | Free,subject to a max of KES 50,000 (10% additional premium where value exceeds KES 50,000) |
| Radio cassette extension | Free,subject to max of KES 50,000 (10% additional premium where value exceeds KES 50,000) |
| Emergency medical expenses to the Insured and Third parties | Max of KES 30,000 |
| Valuation | Free |
| Loss of use extension | Max of KES 30,000 ( if vehicle detained for more than 14 days, additional fee of KES 3,000) |
| Premium of KES 7,574 per year Third party Fire and Theft policy will be subject to 3% (Minimum of KES 12,500) |
Policy Excess
5% of the excess shall be charged in event of an accident claim and the member is to blame. (Minimum KES 2,500)| Accidental damage | Excess 2.5% of the value, Min KES 15,000 Max KES 100,000 |
| Third party property damage | KES 7,500 |
| Theft | ( With anti-theft devise ) 10% of the value Min KES 20,000(Without) 20% of the value Min KES 20,000 |
| Young/Inexperienced driver | Additional KES 5,000 No blame no excess subject to proof (Police abstract) |
Limits of Liabilities
| Third party person | Passenger Liability |
| Unlimited | KES 3,000,000(per person) KES 20,000,000(per event) |
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