KCB Classic Visa Credit Card

Credit Cards

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About this product

The card is designed specifically for first-time credit card owners.


  1. The card has a 45-day interest-free period on purchases.
  2. The card allows a minimum repayment of 20% of the total billed amount.

General Requirements

  • If employed:

    • Copy of National ID / Passport
    • Copy of latest Payslip
    • Must earn a minimum net pay of KES 20,000
    • Latest 3 months' salary account bank statements from any local bank
    • Duly filled card application form
  • If Self Employed:

    • Copy of national ID
    • Business Registration
    • Bank statements for the last 6 months
    • Duly filled card application form

Bank Network

  • Kenya Commercial Bank branches can be accessed in major town and cities.KCB has extended its services to various countries in eastern Africa mainly inKenya, Tanzania, Uganda, South Sudan, Burundi, and Rwanda.
  • KCB Mtaani-an Agency banking platform from KCB Bank to ensure that its Customers can access banking products at their convenience.

Online/ Mobile banking

Online and mobile banking is available for the account holders. To access online banking the customer has to fill the I-bank application form or visit the nearest KCB branch while Mobile banking can be accessed by:
  • dialing USSD Code *522#
  • downloading The KCB App
Find More

Tariff Guide

For more information on KCB tariff guide, click here

Fee OverView

Joining Fee Waived
Annual Fee KES 3,000
Over Limit Fee KES 1,000
Late Payment Fee 5% of the total outstanding balance
Cash Advance Fee 6% of the amount accessed
Supplementary Card Fee KES 1,000
Card Replacement Fees KES 1,000
Monthly interest rate 3.5% of the total outstanding balance



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