Co-op Bank of Kenya Local Visa Classic Credit Card
Credit Cards
About this product
This is a visa credit card designed for anyone who wants to access credit and use it only within Kenya.Features
- The card can allow you to move funds from your credit card to M-coop Cash and make mobile money payments.
- The card has access to emergency services with Visa’s Global Customer Assistance Service (GCAS) that caters to lost or stolen card reporting, emergency card replacement, emergency cash advance and a cardholder inquiry service.
- There is an interest-free payback period of up to 50 days.
- Subject to the availability of funds, the card allows you to a cash advance equivalent to KES 10,000 per day, but not exceeding 50% of the total limit.
General Requirements:
For salaried applicants:
- Three months current bank statements certified
- ID original and a copy or passport
- Copy of PIN certificate
- Copy of most recent pay slip
- One color passport size photo
- For Self-employed applicants
- Certified copy of national ID
- Certified Copy of KRA PIN
- One passport size photo
- An applicant with no borrowing history must have banked with Co-operative Bank consistently for the last one year or cash secure the card.
Bank Network
- Co-operative bank of Kenya bank network is highly noticeable with branches spread through the various major towns and cities in Kenya, Uganda, South Sudan and Ethiopia.
- Co-op kwa jirani-is an agency platform from co-op bank to ensure that its customers can access various bank product near them.
Online and mobile
Online and Mobile banking is available to the account holders for free. To access online banking the customer has to visit the nearest co-op bank branch for registration while Mobile banking can be accessed by:- dialing USSD Code *667#
- downloading the Mco-op bank mobile App.
Tariff guide
For more information on the co-op bank tariff guide, click here →Fee Overview
| Joining Fees | Waived |
| Annual Fees | KES 3,000 |
| Late Payment Fees | 5% of the minimum due is charged |
| Over Limit Fees | KES 1,100 (Inclusive of exercise duty) |
| Cash Advance Fees | 10% of the total amount withdrawn |
| Supplementary Card Fees | KES 2,500 |
| Monthly Interest Rate | 3.5% |
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