Co-op Bank of Kenya Gold Visa Credit Card
Credit Cards
About this product
This is an enhanced premium credit card that is targeted towards the upwardly mobile individual. It also has a higher spending limit and extra benefits.Features
- The Gold credit cardholders enjoy an additional 15% off rates at 55,000 hotels worldwide, from small boutique properties to 5-star hotel chains in over 130 countries.
- There is an interest-free payback period of up to 50 days.
- Subject to the availability of funds, the card allows you to a cash advance equivalent to KES 50, 000 per day.
General Requirements:
For salaried applicants:
- Three months current bank statements certified
- ID original and a copy or passport
- Copy of PIN certificate
- Copy of most recent pay slip
- One color passport size photo
- For Self-employed applicants
- Certified copy of national ID
- Certified Copy of KRA PIN
- One passport size photo
- An applicant with no borrowing history must have banked with Co-operative Bank consistently for the last one year or cash secure the card.
Bank Network
- Co-operative bank of Kenya bank network is highly noticeable with branches spread through the various major towns and cities in Kenya, Uganda, South Sudan and Ethiopia.
- Co-op kwa jirani-is an agency platform from co-op bank to ensure that its customers can access various bank product near them.
Online and mobile
Online and Mobile banking is available to the account holders for free. To access online banking the customer has to visit the nearest co-op bank branch for registration while Mobile banking can be accessed by:- dialing USSD Code *667#
- downloading the Mco-op bank mobile App.
Tariff guide
For more information on the co-op bank tariff guide, click here →Fee Overview
| Joining Fees | Waived |
| Annual Fees | KES 6,000 |
| Late Payment Fees | 5% of the minimum due is charged |
| Over Limit Fees | KES 1,100 (Inclusive of exercise duty) |
| Cash Advance Fees | 10% of the total amount withdrawn |
| Supplementary Card Fees | Free up to the first four cards |
| Monthly interest rate | 3.5% |
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