MCo-op Cash – Co-operative Bank

Written by Bakhita Michelle

This is Cooperative bank’s mobile banking service platform which enables you to access a variety of banking services, money transfer services and payment services. It can be accessed through downloading the M Co-op App or by using the USSD code *667# . The MCo-op mobile App is available to all mobile platforms that is Android, Blackberry, windows and the IOS.

What can you do with the MCo-op cash App?

With the Mco-op App on their mobile phones customers can:

  • Get access account services such as; cash withdrawals, cash deposits using the pay bill no.400200, balance inquiry, saving, mini statement request. Customers can also make cardless
  • Pay bills such as KPLC, DSTV, Startimes and Zuku. Individuals can also make payments for goods and services.
  • Make bulk payments and also schools fees payments to schools with Co-operative bank accounts.
  • Apply for Flexi loans (Salary Advance).
  • Transfer money to other accounts within the Cooperative bank as well as other local banks

How can you sign up for the Service?

  • To sign up you need your ID Card/Passport and a registered mobile phone number ready
  • Dial *667# then follow the Menu
  • Your mobile number is your MCo-op Cash account number.
  • To transact from your Co-operative bank account you need to link the MCo-op cash at any Co-op bank ATM.
  • To transact using MCo-op cash directly you need to deposit money from your bank account or Mpesa account.
  • For the MCo-op cash APP, download it from your app store for Android, Windows, Blackberry or Apple

How much will cost you?

  • Registration is Free
  • Balance Inquiries & Other Requests KES 35
  • Transfer to Other bank KES 150
  • Credit and Debit Alerts KES 35
  • Transfer To & Fro SACCO KES 30 
  • Transfer/ Recieve from M-pesa N/A
  • Utility Payments KES 50

About the author

Bakhita Michelle