Overview on Mobile Banking

The role of mobile technology in the banking industry has grown rapidly in recent years and has caused massive….

The role of mobile technology in the banking industry has grown rapidly in recent years and has caused massive transformation in that sector. Many if not all of the 40 banks in Kenya have embraced integration with mobile application platforms and Internet banking. The banks have made mobile banking accessible to their clients either through a mobile App or the use of USSD code. Some examples include;

KCB Bank – Mobi Bank

This is KCB’s mobile banking platform. It is available to both customers and non-customers of KCB bank. It can be accessed through downloading the KCB App or by using the USSD code *544# . The KCB mobile App is available to all mobile platforms that is Android, Blackberry, Windows and IOS. The App can be used to access a number of banking services such checking for your account balances,requesting for mini-statements and transferring money from your account to another account among others.

To learn more, click here.

Co-operative bank – MCo-op cash

This is Cooperative bank’s mobile banking service platform which enables you to access a variety of banking services, money transfer and payment services .  It can be accessed through downloading the M Co-op App or by using the USSD code *667# . The MCo-op mobile App is available to all mobile platforms that is Android, Blackberry, windows and the IOS. MCo-op cash allows the customer to make card-less transactions at Co-operative bank ATMs.

To learn more, click here.

Equity – Eazzy 24/7

This is Equity bank’s mobile banking service that allows customers to access their bank via their mobile phones. It’s available through the Eazzy App or a USSD code (*247#). With Eazzy 24/7 a customer can access their account services such as: Money withdrawals and deposits,balance inquiries, Mini-statement request. It is important to note that Eazzy 24/7 is different from Equitel because Eazzy 24/7 is Equity bank’s mobile banking platform while Equitel is Equity banks mobile virtual network operator (MVNO).

To learn more, click here.

Commercial Bank of Africa

The CBA mobile banking service can be accessed through downloading the CBA App or by using the USSD code *654# . The CBA mobile App is available to all mobile platforms that is the Android, BlackBerry, windows and the IOS.

To learn more, click here.

Standard Chartered Bank

For a customer to enjoy the Standard Chartered mobile banking service he needs to register at the nearest bank branch next to him or her. Thereafter,they can access the service by downloading the Standard chartered mobile App or by using the USSD code*722#. The mobile App is available to all mobile platforms that is on Android, BlackBerry, windows and the IOS.

To learn more,click here.

Barclays Bank 

Barclays bank customers can get free access to mobile banking on *224#  or through downloading the Barclays App.The mobile App is available to all mobile platforms that is the Android, BlackBerry, windows and the IOS.

To learn more,click here.

NIC Bank

NIC customers can get access their bank accounts from wherever they are via mobile banking. This services can be accessed by dialing *488#  or through downloading the  NIC mobile App .The mobile App is available to all mobile platforms that is the Android, BlackBerry, windows and the IOS.

To learn more,click here.

Bank of Africa

Bank of Africa customers can access mobile banking by dialing *987#  or through downloading the B-mobile App.The mobile App is available to all mobile platforms that is the Android, BlackBerry, windows and the IOS.

To learn more,click here.

I&M Bank

I&M mobile banking service that allows customers to access their bank via their mobile phones. It’s available through the I&M App or a USSD code (*458#).

To learn more,click here.

DTB Bank

Mobile banking is a fast,easy and secure way to access your bank 24 hours a day,7 days a week. DTB bank mobile banking service enables customers to safely manage their bank account, credit card payments and loans over their mobile phone.It’s available through the DTB mobile App or a USSD code (*382#).

To learn more,click here.

Family Bank – Pesa Pap

This is family banks’s mobile banking platform. It can be accessed through downloading the Pesa pap App or by using the USSD code *325# . The Pesa pap mobile App is available to all mobile platforms that is Android, Blackberry, Windows and IOS.

To learn more,click here.

First Community Bank – FCB popote

The FCB popote is the mobile banking service of First Community Bank.It can be accessed by dialing the USSD code *342# or paybill number 919700. To learn more, click here.

National Bank

National Bank’s mobile banking service allows customers to access their bank via their mobile phones. It’s available through the USSD code (*625#) and paybill number 625625.

To learn more, click here.

Ecobank

Ecobank customers can get access their bank accounts from wherever they are in Africa via mobile banking. This services can be accessed by dialing *335#  or through downloading the  Ecobank mobile App .The mobile App is available to all mobile platforms that is the Android, BlackBerry, windows and the IOS.

To learn more, click here.

 

About the author

Bakhita Michelle